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Nepal Travel Insurance: What You Need to Know

Travel insurance is mandatory. All trekkers must be insured against medical and personal accidents including the costs of a helicopter evacuation. Being sick or injured in the remote regions of Nepal is very dangerous, and at times being rescued by helicopter is the best option. However, helicopter evacuation is very expensive ($4,000-$10,000). We want to be sure all of our clients are covered for this. Additionally, make certain that your insurer is aware of your itinerary and that your policy fully covers the trek you plan to book.  For trekking to Everest Base Camp you will need to ensure your insurance covers high altitude trekking up to 18,000 feet (5,500 m).

Protect your investment against trip cancellation, interruption, delays and unforeseeable expenses. Standard travel insurance provides coverage for:

  • Trip cancellation
  • Trip interruption
  • Missed connection
  • Travel delay
  • Baggage delay and personal items lost
  • Hurricane and weather
  • Employment layoff
  • Pre-existing medical conditions
  • Emergency medical
  • Medical evacuation and repatriation
  • Financial default
  • Terrorism

At a minimum, the insurance should protect you against trip cancellation and trip interruption, should you need to cancel your trip due to circumstances such as training injuries or sickness or emergencies. Ideally, insurance should cover high altitude trekking (not to be confused with "mountaineering" or "mountain climbing" which most insurance will not cover) up to and all medical and repatriation costs.

For our customers residing in the USA, we recommend that you obtain Travel Guard's Silver, Gold or Platinum plans, which provide coverage for high altitude trekking, trip cancellation, interruption and delay; lost, stolen and damaged baggage; medical expenses and emergency medical evacuation; and luggage delay, for a low cost. You can compare the Silver, Gold or Platinum plans and purchase online through Travel Guard.

For our international customers, we recommend that you obtain travel insurance through World Nomads.

Trekkers are strongly advised to obtain travel insurance immediately after booking their trip. Travel Guard insurance covers trip cancellation due to pre-existing conditions only when insurance is purchased within 15 days of booking. Clients must be able to provide proof of insurance to staff upon request. Clients who fail to obtain travel insurance will not be allowed to trek.

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